Bill Collectors Must Follow FDCPA Guidelines
Wouldn’t it be great to get along in this world without needing or using credit of any kind? This might be a question that more and more of us are asking these days. After all there’s a lot of us out there who are suffering in this latest economic downturn.
If you have fallen behind in payments or are unable to meet your financial obligations, chances are you are being called on a regular basis by bill collectors. Sometimes this becomes harassment. Learn more about the Fair Debt Collection Practices Act – FDCPA – and how it protects you from debt harassment. Visit FairDebtHelpers.com for a free evaluation of your case by an experienced fair debt attorney.
It’s easy to buy stuff on credit, things that we think we really need, counting on future income and good fortune to pay for it. And so the cycle continues on and on with balances ballooning to ever increasing heights.
Maybe we rationalize that we need credit cards in case of an emergency. What exactly is an emergency? If we get sick, we have health care, if we lose our job, we have friends and family. If the roof leaks, that doesn’t mean that the whole thing needs replacing. Patch it up and wait until you have enough real money in the roofing fund.
If, heaven forbid, a real crunch comes, a real emergency and we lose our job, or our business take a down-turn, what happens? We use our credit cards and lines of credit to tide us over. And when everything is maxed out, what then?
A FDCPA attorney won’t be able to erase your debt, but they can make the harassment stop and can even get you compensation from the very agencies that are trying to collect from you.
This entry was posted on Wednesday, September 30th, 2009 at 3:54 am and is filed under General. You can follow any responses to this entry through the RSS 2.0 feed. Both comments and pings are currently closed.